# MenkyoQuest — Question ch3_q020

Chapter: Ch. 3 Bikes & E-Mobility
Section: 第２節 自転車の正しい乗り方
Type: Multiple choice
Difficulty: medium

## Question
Which of the following statements about bicycle traffic accidents is correct?

## Options
A. Because bicycles are light vehicles, riders are not subject to liability for damages
B. Even in bicycle traffic accidents, riders may face substantial liability for damages, so obtain insurance to cover damages
C. Because bicycle traffic accidents result in minor damage, there is no need to obtain insurance
D. Because many bicycle riders are minors, they do not bear liability for damages

## Correct answer
B. Even in bicycle traffic accidents, riders may face substantial liability for damages, so obtain insurance to cover damages

## Explanation
The Rules of the Road, Chapter 3, Section 2, 1(11) clearly states: "Even in bicycle traffic accidents, bicycle riders may face substantial liability for damages, so make sure to obtain insurance to cover damages incurred."

## Driving school curriculum
Stage 1 – Topic 1: Driver's mindset

## Source passage (Rules of the Road)
１ 自転車に乗るに当たつての心得 (11) 自転車による交通事故でも、自転車の運転者に多額の損害賠償責任が生じるおそれがありますので、生じた損害を賠償するための保険等に加入するようにしましよう。

## Tags
損害賠償, 保険, 交通事故, 責任

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Source basis: National Police Agency's official Rules of the Road manual (Public Domain under Article 13 §2 of Japan's Copyright Act).
Copyright on AI-drafted explanations belongs to the MenkyoQuest team.